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“Why was my homeowners insurance non-renewed or canceled?” “How can I reduce my homeowners insurance premium?” If you live in California, you are probably familiar with these questions. Most people are shocked to find out their homeowners insurance was non-renewed, canceled, or that they were denied coverage – even if they had been with the… Continue reading How to Improve Eligibility and Reduce Premiums for Homeowners Insurance in California

Small businesses truly make the American economy go ‘round. As of early 2024, there are approximately 33 million small businesses in the United States employing more than 61 million people. For context, that’s roughly one-third of the American population working for a small business, further proof that these are some of the most critical components… Continue reading Defensive Insurance Services Will Set Your Small Business Up For Success

Our slogan is “insuring your risk, defending your future.” But what does that mean? Allow us to explain. We know the insurance industry can be, for lack of a better term, a hot mess. If you’ve ever shopped for insurance, you’ve likely encountered some familiar problems. The options are numerous, the jargon is never-ending, and… Continue reading When We Say “Comprehensive Insurance Coverage,” We Mean It

Are you a business owner? Have you been looking for quality insurance coverage, or simply unsatisfied with the coverage you currently have? Well, you aren’t alone. We’ve heard from countless business owners of late, most of whom are frustrated by insurance rates that continue to rise without reason or explanation – which ends up causing… Continue reading Rising Insurance Rates Put the Focus on Finding the Right Coverage from the Right Partner

Have you ever worked with an insurance provider that never really gave you the time of day? Like they just wanted to be sure your payment cleared each month, and that was enough? We’re not one of those insurance brokers. Defensive Insurance Services is a locally-owned and operated independent broker serving the Bay Area and… Continue reading Defensive Insurance Services Provides Unmatched Resources to Clients, Giving Them All the Tools They Need

“I need insurance but I’m not sure where to start.” If this is you, worry no longer. For more than 50 years, our team at Defensive Insurance Services has been helping business owners and regular everyday citizens find insurance coverage that’s best for them. What does “best for them” mean, though? It means we scour… Continue reading Breaking Down the Lines of Business (and Coverages) Available from Defensive Insurance Services

We hope you had a wonderful holiday season with your family and friends. Thank you for being a loyal client of C.L. Moore & Associates. We’re honored to have your trust and look forward to continuing our partnership for years to come. Needless to say, there’s been a lot going on behind the scenes and… Continue reading AN INTRODUCTION TO DEFENSIVE INSURANCE SERVICES, AND WHAT YOU CAN EXPECT IN 2024 (AND BEYOND)