Are you a business owner?
Have you been looking for quality insurance coverage, or simply unsatisfied with the coverage you currently have? Well, you aren’t alone. We’ve heard from countless business owners of late, most of whom are frustrated by insurance rates that continue to rise without reason or explanation – which ends up causing more headaches than anyone needs.
It’s not just a talking point, either; commercial insurance rates in the United States rose 5.6% in Q4 2023, and 4.6% overall in 2023 according to MarketScout.
While it’s almost impossible to avoid the pains of the market, finding the right insurance partner to help navigate them makes life a lot easier.
The current insurance market isn’t exactly great
Okay, so maybe that’s an understatement.
Many experts have said the current business insurance market is the worst they’ve seen in 40 years, which effectively becomes a “snowball rolling downhill” problem. The top of the hill might be your rising insurance bill, but as the snowball keeps moving, you accumulate other issues and by the time you’ve reached the bottom…you’re all kinds of confused.
We know what you’re feeling.
Sure, a pricey insurance bill isn’t fun. But you know what’s also less-than-enjoyable? Having to look around for new insurance coverage every time your rates increase, because oftentimes that’s the only way to find a better rate. It doesn’t have to be this way.
Count on Defensive Insurance Services to be your trusted insurance partner
We’ve been doing this for nearly 60 years.
We’re not some big-market, profit-obsessed insurance brokerage; we’re a locally-owned, independent broker that’s been doing business in the Bay Area since 1965. We have an innate understanding of the businesses in our region and whether we’re their “official” partner or not (yet), chances are we’re familiar with what they do and what they need.
That’s long been one of our biggest strengths: we know what coverage you need to protect your business and/or your family.
Personalized coverage and support
When you need us, we’re there for you. You don’t need to call a hotline and wait for hours to speak with a member of our team. In most cases, you will have a dedicated insurance professional on your account who understands your situation and needs.
Industry-leading insurance partners you can trust
We don’t just jump into the murky waters of insurance and reel in a random company for you. We only work with the best. Our partners include Travelers, Nationwide, The Hartford, Progressive, Kemper and more.
Coverage for all trades and professions
Whether you own an electrical company, a construction firm or simply want better coverage for your employees, we’ve got you covered (literally). Our customers benefit from unbiased options and a streamlined shopping experience.
With comprehensive experience and innovative resources, we exhaustively search through insurance options to get you optimal protection for even the most unexpected circumstances.
With more than 50 years of experience, you can trust Defensive Insurance Services to find insurance coverage that’s right for you. Once you submit a request for a quote, our team will survey the options and provide multiple recommendations – giving you the confidence to make an informed decision.
