- 1561 S Novato Blvd. Ste B Novato, CA 94947
Menu
Protect your business against any risks with coverage that’s fit for your company. Depending on your business type, you will need specific coverages and Defensive Insurance Services can help.
Covers most common business risks like customer injury, customer property damage, and advertising injury. General liability also protects your small business from the costs of lawsuits and ensures you will qualify for leases and contracts. Get Quotes
Coverage required in nearly every U.S. state for business with employees. This insurance also protects sole proprietors against injury claims denied by health insurance. Get Quotes
Required coverage for business with company-owned vehicles, protecting against vandalism, theft or accidents. Get Quotes
Known as BOP, this coverage combines commercial liability and property into one policy (and is generally lower cost). Get Quotes
Errors and omissions (E&O) insurance covers your business if it's sued for work deemed unsatisfactory, or when there are mistakes made in the professional services provided to clients/customers. Get Quotes
Insurance that covers the value of your business’ physical structure, including equipment, furniture and more. Get Quotes
Insurance for your business that covers materials, equipment and products that are transported by land (train or truck). Get Quotes
Known as EPLI, this insurance defends you and your business against work-related claims like wrongful termination, discrimination and harassment. Get Quotes
Covers your business during data breaches that involve sensitive customer information (banking information, Social Security numbers and more). Get Quotes
Coverage that helps pay damages that are in excess of your business’ existing liability or other coverages. Get Quotes
An insurance bond is a risk mitigation tool that helps cover costs when terms of a contract or agreement are not met. A bond provides a financial guarantee. Common types are: license bonds, performance bonds, bid bonds and fidelity bonds. Get Quotes
If you’re looking for more information on any type of business insurance, we offer customized insurance counsel that’s fit to your company. Get Quotes
Covers your business when one of your products is deemed to have caused damage or injury to someone else or their possessions.Get Quotes
Covers medical and healthcare professionals against claims of negligence and/or injury. Get Quotes
This is comprehensive coverage that insures a contractor’s against losses, mainly pertaining to equipment. It can also be extended to cover tools or equipment that has been borrowed or loaned. Get Quotes
Also known as course of construction coverage, this insures a structure while it is under construction. Get Quotes
OCP covers the contractor (or project owner) who is listed on the policy. It also insures the named insured from damages or liability incurred by the contractor on the project. Get Quotes
Also known as environmental insurance, this protects the business from unexpected pollution not covered by standard property and casualty policies. Get Quotes
This protects your business against losses or liability that occur when a patron of your business injures themselves or causes damage. This is required if your business sells alcohol. Get Quotes
Also known as agriculture insurance, this provides farmers with protection against crop yield/production losses caused by adverse or extreme weather conditions (hail, frost, floods, etc.) and covers property, barns, and houses. Farm insurance also covers farming equipment. Get Quotes
Insuring Your Risk, Defending Your Future
CA License # 6010115
© Copyright. Defensive Insurance |
All rights reserved. |
Developed by Cybernext