Insuring Your Risk, Defending Your Future

Defensive Insurance Services specializes in insurance for small businesses, their families, and all construction trades. We take pride in enhancing and protecting our local communities and have been a trusted insurance partner since 1965.

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    Industry-Leading Insurance Companies

    FAMILY Owned and Independently Operated for Over 55 Years

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    Defensive Insurance Services works for you – not an insurance company. As a family-owned, independent insurance brokerage, we offer clients a vast selection of top insurance carriers and products. Our customers benefit from unbiased options and a streamlined shopping experience.

     

    Armed with comprehensive experience, innovative resources and a personalized touch, we perform an exhaustive search of insurance coverages to ensure you get optimal protection for even the most unexpected circumstances.

     

    Contact Us for a free customized insurance quote and we’ll invest the time to help you get the proper coverage.

    Why You Should Choose an Independent Insurance Broker for Your Small Business?

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    WE PARTNER WITH INDUSTRY LEADING INSURANCE COMPANIES

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    No Matter The Trade,
    We've Got You Covered

    Cabinet, Millwork and Finish Carpentry Contractor

    Concrete Contractor

    Drywall Contractor

    Earthwork and Paving Contractors

    Electrical Contractor

    Fencing Contractor

    Fire Protection Contractor

    Flooring and Floor Covering Contractors

    General Building Contractor

    General Engineering Contractor

    Glazing Contractor

    HVAC Contractor

    Insulation and Acoustical Contractor

    Landscaping Contractor

    Lathing and Plastering Contractor

    Masonry Contractor

    Ornamental Metal Contractor

    Painting and Decorating Contractor

    Plumbing Contractor

    Roofing Contractor

    Sheet Metal Contractor

    Solar Contractor

    Swimming Pool Contractor

    Welding Contractor

    Why Work With Defensive Insurance Services?

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    Established History

    Since launching in 1965, Defensive Insurance Services (formerly known as C.L. Moore & Associates) has been dedicated to providing well-qualified independent insurance expertise to hundreds of loyal clients in Novato, California and the Bay Area communities. The risk and insurance landscape has seen drastic changes over the last several decades, and as your trusted insurance partner, we adapt and evolve while advocating for our clients – and remain committed to the indemnification they deserve. With our unwavering dedication, you can trust Defensive Insurance Services to defend what matters most.

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    Expert Guidance

    Defensive Insurance Services cuts through the noise. Insurance can be full of jargon and unnecessarily complicated, but we keep it simple. Led by CEO Brent Moore and his 30-plus years of insurance experience (along with the highest designation in the industry, CPCU), our team provides clients with clear and comprehensive information. You will have a complete understanding of your insurance coverage options and feel empowered the make informed decisions with confidence. At Defensive, we're committed to being the trusted advisor you can count on.

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    Personal Attention

    As a family-owned and independently operated business, we understand that each client's insurance needs are as unique as family dynamics. That's why we are committed to providing 1 to 1 support and insurance solutions that align closely with your specific circumstances. Our dedicated team still takes the time to speak with our clients, ensuring you receive the personalized attention and peace of mind you deserve. We value our lasting relationships with our clients because you're not just a policyholder at Defensive. You are a part of our family!

    Excellent

    Based on 16 reviews

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    Chiro Medical Group
    2020-05-14

    We have been using Moore insurance for years. They handle all of our policies for Property & Liability, Work Comp, and EPLI. The service and knowledge have always been outstanding!

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    Jennifer Larzul
    2020-08-03

    Brent and Jackie at CL Moore Insurance have been helping me with difficult insurance questions for years. They promptly respond to phone calls and quickly find answers. I highly recommend them!

    Erin Armusewicz
    2020-08-30

    Brent with CL Moore is our insurance agent for all our needs. We are a small construction company; and are able to contact him for both business and personal needs. Thanks goodness for me, with a new

    C
    Chris Weber
    2020-12-03

    And I enjoy the additional comfort of knowing he is local, watching him coach my kids, and seeing him around town.

    J
    Jon Haller
    2021-02-27

    Brent Moore and his team are excellent at what they do. Brent went above and beyond to explain everything at the level I needed. Not only is Brent knowledgeable, he and his team are extremely service

    Lyndsey Murnin
    2021-03-02

    Brent is very responsive and supportive with insurance questions. Always answers them in a timely manner and provides the resource needed.

    C
    Chris Perry
    2021-03-30

    Brent and his team have taken care of our business and personal insurance needs for years. From health, to homeowners, to life insurance, to work comp, he and his staff have cared for us personally wh

    M
    Mike Allen
    2021-04-05

    C.L. Moore and Associates has been providing insurance services to me, my family and my family's businesses for over 30 years. Brent's knowledge and skills have served his family owned and operated in

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    Sean Tennis
    2021-04-07

    In working with Brent over the last 3 years, his integrity, responsiveness and attention to detail set him apart every time.

    Kris Twomey
    2021-05-05

    This agency is an example of how obtaining insurance is supposed to work- fast, efficient, and you know you're getting the best deal available. Highly recommend!

    Yvonne Adams
    2021-05-20

    I've been a client for over 15+ years and have been extremely pleased with the service and how quickly I can get my questions answered when needed. I'm a real estate broker with over 28+ years experie

    Anna Ram
    2021-05-25

    I am very satisfied with my affordable Auto and Renter's Insurance. Thank you Jackie Hall for your Professional, Knowledgeable and Outstanding service!!!

    T S
    2021-05-26

    After being totally screwed over by Allstate after the 2017 Tubbs fire in Sonoma County, it was a total relief to dump Allstate and find a representative that treated me professionally. I have had exc

    Laura Headington
    2021-06-03

    Jackie and Brent are so responsive, friendly and knowledgeable. We are very happy working with them. I can always count on excellent and fast customer service. Highly recommend.

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    Charles Snyder
    2021-07-11

    I've been doing business with C.L. Moore for more than 2 decades and they have done an exceptional job for me lining up great homeowner policies. They know the industry and are adept at doing the deta

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    Michael Caldwell
    2021-06-14

    Brent and Jackie are simply the best at what they do!! They are super responsive to all of our varied insurance needs and helpful when responding!! They are the best Insurance Agency in the northbay!!