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PERSONAL Insurance

Defensive Insurance Services strives to be a one-stop shop for our clients’ insurance needs. In addition to coverages for your business, our team can help find the right policies for a variety of personal lines.

Coverage Offerings

Homeowners

Provides coverage for damages to your home and belongings in the event of a loss, and liability coverage for bodily injury or property damage to others. Get Quotes

Personal Auto

Provides coverage for losses to you or your insured vehicle, and liability coverage for bodily injury or property damage to others. Get Quotes

Landlord Policy

Provides property and liability coverage to a home that you rent to someone else. Protects you, the landlord, against potential losses. Get Quotes

Condo Unit Owners Policy

Similar to homeowner’s insurance, a condominium policy covers the interior of your condo and any personal property within. Get Quotes

Renters policy

Covers your personal property and liability in a home that you rent from someone else, as the landlord’s owner policy likely will not cover your own personal belongings. Get Quotes

Umbrella Policy

Provides protection beyond the limits of your existing insurance or other policies. Get Quotes

Flood

Provides coverage when your home and/or personal belongings are damaged by floodwater. Get Quotes

Earthquake coverage

Essential for customers in California, this coverage protects you, your home and belongings in the event of an earthquake. Get Quotes

Tornado

Customers in tornado-prone areas get coverage when their homes and/or belongings are damaged or lost in a tornado. Get Quotes

Motorcycle

Much like car insurance, it provides coverage for losses to you or your insured motorcycle, as well as liability coverage for bodily injury or property damage to others. Get Quotes

Recreational Vehicles

Covers losses to you or your insured RV, as well as liability coverage for bodily injury or property damage to others. Get Quotes

Watercraft

Covers losses to you or your insured watercraft, as well as liability coverage for bodily injury or property damage to others. Get Quotes