Business Insurance for Contractors

The hard work is the important work – but that shouldn’t include finding the right insurance coverage. For nearly six decades, Defensive Insurance Services has helped business owners and contractors find industry-specific coverage for their professions.

 

Construction-related insurance policies vary in price and depth of coverage, but our expert team will help you navigate all the options. None of the jargon, only the substance. Whether you perform commercial or residential work, whether you have three employees or 30, we’re your trusted insurance partner at every step of the way.

Defending a Variety of Professional Trades

Asbestos Abatement Contractor

Boiler, Hot Water Heating and Steam Fitting Contractor

Building Moving/Demolition Contractor

Cabinet, Millwork and Finish Carpentry Contractor

Ceramic and Mosaic Tile Contractor

Concrete Contractor

Construction Zone Traffic Control Contractor

Drywall Contractor

Earthwork and Paving Contractors

Electrical Contractor

Elevator Contractor

Fencing Contractor

Fire Protection Contractor

Flooring and Floor Covering Contractors

Framing and Rough Carpentry Contractor

General Building Contractor

General Engineering Contractor

General Manufactured Housing Contractor

Glazing Contractor

HVAC Contractor

Insulation and Acoustical Contractor

Landscaping Contractor

Lathing and Plastering Contractor

Limited Specialty

Lock and Security Equipment Contractor

Low Voltage Systems Contractor

Masonry Contractor

Ornamental Metal Contractor

Painting and Decorating Contractor

Parking and Highway Improvement Contractor

Pipeline Contractor

Plumbing Contractor

Refrigeration Contractor

Reinforcing Steel Contractor

Residential Remodeling Contractor

Roofing Contractor

Sanitation System Contractor

Sheet Metal Contractor

Sign Contractor

Solar Contractor

Specialty Contractor

Structural Steel Contractor

Swimming Pool Contractor

Water Conditioning Contractor

Welding Contractor

Well Drilling Contractor

Recommended Insurance Coverages for Contractors & Trades

Let Defensive Insurance Services find what’s right for you.
General Liability

Covers most common business risks like customer injury, customer property damage, and advertising injury. General liability also protects your small business from the costs of lawsuits and ensures you will qualify for leases and contracts. Get Quotes

Workers’ Compensation

Coverage required in nearly every U.S. state for business with employees. This insurance also protects sole proprietors against injury claims denied by health insurance. Get Quotes

Commercial Auto

Required coverage for business with company-owned vehicles, protecting against vandalism, theft or accidents. Get Quotes

Contractor's Tools and Equipment

This is comprehensive coverage that insures a contractor’s against losses, mainly pertaining to equipment. It can also be extended to cover tools or equipment that has been borrowed or loaned. Get Quotes